Financial management: decisions based on numbers, not hunches
We offer outsourced financial management for SMEs. Many SMEs don’t need a full-time CFO, but they do need that expertise. We help you understand where you make and lose money, plan your cash flow and get your business ready to grow or to seek financing.
Flexible integration
We join your team for a few hours a week or a month, depending on what you need. That way, financial management adapts to your needs.
Analysis and budgets
Dashboards, budgets and cash-flow forecasts that tell you where you are and where you’re heading. Financial management helps you stay ahead of cash-flow problems.
Support with key decisions
Investments, financing, new partners or restructuring: we join you at the important meetings.
Financial management for growing SMEs
Good financial management makes all the difference. If your company has grown and financial decisions are starting to weigh heavily, it’s time to have someone at the helm.
Financial management in four steps
Getting to know each other
An initial conversation, by phone or at our office, to understand your situation and what you need.
We review the documents
We gather the necessary documents and details, and tell you clearly if anything is missing.
We get to work
We prepare, file and process whatever is needed, with clear timelines from the start.
Follow-up
We keep you informed and check that everything stays in order. If anything comes up, we let you know. That’s the kind of financial management we provide.
Common questions about outsourced financial management
If you have another question about financial management, write to us and we’ll answer it.
What does an outsourced finance director do?
Outsourced financial management gives your SME a part-time CFO. We prepare budgets and cash-flow forecasts, analyse profitability by client or product, negotiate with banks, look for financing and help you understand the numbers so you can make decisions with more confidence.
How many hours will you dedicate to my company?
It depends on the stage and size of the business. Some companies need a few hours a month to review results and cash flow, while others need a weekly presence during a specific project, such as an investment or a funding round. We agree on the time commitment at the start and adjust it if your needs change.
When is the right time for financial management?
When financial decisions start to weigh heavily: when cash flow is tight despite higher sales, when you need financing, when new partners come in or when the managing director spends too much time on the numbers instead of growing the business. In these cases, outsourced financial management usually pays for itself.
Will you work with our team and our software?
Yes. We work alongside your existing admin team and use the management software you already have, without making you change anything. If we spot improvements to processes or reports, we suggest them and put them in place together with you.
How is this different from a traditional gestoría?
A gestoría records what has already happened and files taxes. Financial management looks ahead: it plans cash flow, sets targets and helps you make decisions. We can do both in a coordinated way.
Will you help us apply for bank financing?
Yes. We prepare the information banks ask for, such as forecasts and ratios, compare the offers and support you through the negotiation so you get the best terms.
What our clients say
“Estamos muy satisfechos con el trabajo de Sergom Consultors y, especialmente, con el acompañamiento que nos ofrecen en la gestión financiera de la empresa.”
“Hace tiempo que trabajamos con Sergom, que da respuesta, asesoramiento y acompañamiento a nuestras necesidades financieras.”
“Estamos muy contentos con Sergom Consultors. Nos acompañan en la gestión contable y fiscal, y nos han ayudado en toda la estrategia y el crecimiento de la empresa.”
“Llevamos años trabajando con ellos y estamos encantados. Realmente te despreocupas, porque sabes que estás en buenas manos.”
“Trato impecable y un servicio de contabilidad de máxima calidad. Siempre responde rápido a cualquier duda, se anticipa a las necesidades de mi actividad y gestiona todo de forma transparente y eficiente. Sin duda, un gran apoyo profesional.”
“Asesores serios, profesionales y de confianza.”
“Muy buena experiencia. Cercanos, profesionales y siempre dispuestos a ayudar y resolver cualquier duda. Da gusto encontrar gente que te lo pone fácil. Muy recomendables.”
“Como autónomo, contar con su equipo para llevar mi contabilidad ha sido un acierto total. Tienen un servicio impecable, rápido y súper organizado.”
“Muy buena experiencia. Trato cercano, profesional y rápido. Siempre disponibles para resolver dudas y explicar las cosas con claridad. Muy recomendables.”
“Trato muy cercano y eficiente. Les puedo consultar cualquier duda aunque no sea de la empresa. Me la resuelven rápido y eficientemente. No puedo estar en mejores manos.”
“Fantàstic i excel·lent en el tracte, l’assessorament i les gestions! Molt recomanable.”
“Un equipo excepcional. Profesionales, cercanos, resolutivos y con un asesoramiento impecable.”
