Wealth advisory: your assets, organised and well planned
We offer wealth advisory to families and property owners. Owning property or savings involves tax and legal decisions with consequences that last for years. We help you manage your rentals, plan purchases and sales, and organise your assets with your family in mind too.
Homes and rentals
Contracts, rental income taxes and day-to-day management of your properties. It’s an essential part of wealth advisory.
Taxation of assets
Wealth tax, capital gains and the best way to hold your assets. Good wealth advisory thinks long term.
Family planning
Gifts, succession and structures to protect your assets in the long term.
Wealth advisory for families and property owners
Wealth advisory helps you avoid hasty decisions. If you own rental properties or assets you want to leave well secured, we help you do it wisely.
Wealth advisory in four steps
Getting to know each other
An initial conversation, by phone or at our office, to understand your situation and what you need.
We review the documents
We gather the necessary documents and details, and tell you clearly if anything is missing.
We get to work
We prepare, file and process whatever is needed, with clear timelines from the start.
Follow-up
We keep you informed and check that everything stays in order. If anything comes up, we let you know. That’s the wealth advisory we provide.
Frequently asked questions about wealth advisory
If you have any other questions about wealth advisory, write to us and we’ll answer them.
What does wealth advisory include?
Our wealth advisory covers rental management, property taxation, declaring rental income on your income tax return, assessing purchases or sales and succession planning. The aim is to keep your assets in order, make sure you pay the right amount of tax and ensure decisions are made with the long term in mind.
Can you manage a rental flat for me?
Yes. We prepare the contract, lodge the deposit with INCASÒL, review rent updates and declare the rental income correctly on your income tax return, applying any reductions that apply. If you own several properties, we give you an annual summary so you can see the real return on each one.
How can I reduce the tax when selling a property?
It depends on how long you have owned it, whether it is your main home, the owner’s age and whether you reinvest the proceeds. Before you sell, we run the numbers and explain your options. Timely wealth advisory can make a significant difference to the final result.
Is succession planning worthwhile, and can you help me make a gift to a child?
Very. Good planning lets you take advantage of reliefs on inheritance and gift tax, avoid conflicts between heirs and pass assets on to the next generation at minimum cost. It’s one of the parts of wealth advisory that gives families the most peace of mind.
Yes. We look at whether a gift now or succession planning suits you better, calculate the tax and explain the requirements for applying the tax reliefs.
Do you also work with property owners who live abroad?
Yes. We manage properties in Catalonia for owners who live in other countries and take care of their tax obligations in Spain as non-residents.
How often will we review my assets?
At least once a year, at the time of your income tax return, and whenever there’s a major change such as a purchase, a sale or a change in your family.
What our clients say
“Estamos muy satisfechos con el trabajo de Sergom Consultors y, especialmente, con el acompañamiento que nos ofrecen en la gestión financiera de la empresa.”
“Hace tiempo que trabajamos con Sergom, que da respuesta, asesoramiento y acompañamiento a nuestras necesidades financieras.”
“Dan mucha confianza: te escuchan, te asesoran y se adaptan a tus necesidades. No se puede pedir más.”
“Un equipo excepcional. Profesionales, cercanos, resolutivos y con un asesoramiento impecable.”
“Agradecido. Grandes profesionales. 100% recomendable.”
“Muy buena experiencia. Cercanos, profesionales y siempre dispuestos a ayudar y resolver cualquier duda. Da gusto encontrar gente que te lo pone fácil. Muy recomendables.”
“Trato impecable y un servicio de contabilidad de máxima calidad. Siempre responde rápido a cualquier duda, se anticipa a las necesidades de mi actividad y gestiona todo de forma transparente y eficiente. Sin duda, un gran apoyo profesional.”
“Como autónomo, contar con su equipo para llevar mi contabilidad ha sido un acierto total. Tienen un servicio impecable, rápido y súper organizado.”
“Muy buena experiencia. Trato cercano, profesional y rápido. Siempre disponibles para resolver dudas y explicar las cosas con claridad. Muy recomendables.”
“Estamos muy contentos con Sergom Consultors. Nos acompañan en la gestión contable y fiscal, y nos han ayudado en toda la estrategia y el crecimiento de la empresa.”
“Trato muy cercano y eficiente. Les puedo consultar cualquier duda aunque no sea de la empresa. Me la resuelven rápido y eficientemente. No puedo estar en mejores manos.”
“Llevamos años trabajando con ellos y estamos encantados. Realmente te despreocupas, porque sabes que estás en buenas manos.”
